At BuyAtDigitalCentre.co.uk we are pleased to offer our customers 12 months Buy Now Pay Later facility for all orders over £200. This means that you can order the goods you want today and not worry about paying for up to a year later and pay no interest charges what so ever.

All we require is a minimum of 10% deposit, then you can pay the balance back to the finance company any time you like within the agreed deferred period. It’s as easy as that.

So it's simple, settle the balance in full within 12 months of your agreement date and you will not pay a penny in interest. However, if at the end of 12 months you would like to spread the cost, no problem, you will automatically revert on to an interest bearing option spread over 48 monthly payments! YOU are in control.

Typical example: Cash price £749.99. A minimum deposit of 10% (£74.99) Balance left is £675.00. Pay nothing for 12 months, and then pay the total amount £675.00 without interest. Alternatively pay 48 monthly payments of £29.08 commencing immediately after the 12 month interest free period. Total payable £1,470.83. 29.8% APR

Or Try Our Interest Bearing Finance Option:

With Our Interest Bearing Finance Option you can spread the cost of your purchase into variable 60 months payment plan.

Interest Bearing Typical example: Cash price £749.99. A minimum deposit of 10% (£74.99) Balance left is £675.00. Then pay 60 monthly payments of £17.25. Total payable £1,109.99. 19.9% APR

It works like this:

1. First place your order on our website (choosing 12 Months Buy Now Pay Later or 60 Months Interest Bearing Finance Option as your payment method).
2. We will then contact you within 48 hours after placing the order with us.
3. Once you have been approved for credit you sign and post your finance agreement to us.
4. Upon receipt of the agreement we despatch the goods (subject to availability).

In order to apply for credit through BuyAtDigitalCentre.co.uk.

• You must be at least 18 years of age or over.
• Be either In full time employment (i.e. 16 hours or more per week) or self-employed or retired and over 50 years of age or in receipt of an invalidity or disability allowance.
• Have been a UK resident for 12 months or more.
• Be able to make repayments by direct debit.
• Provide your previous address if you have lived at your current address for less than 3 years.

Credit subject to status.     Full terms and condition on request.

Credit USE OF YOUR INFORMATION In considering your application Clydesdale Financial Services will search your record at credit reference agencies. They will add to your record details of Clydesdale Financial Services search and your application and this will be seen by other organisations that make searches. Information held about you by the credit reference agencies may already be linked to records relating to one or more other persons. For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any “associated” records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to: disclose information about your joint applicant and anyone referred to by you. authorise us to search, link or record information at the credit reference agencies about you and anyone referred to by you. An “association” between joint applicants and between you and anyone you tell us is your financial partner will be created at the credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at the credit reference agencies. Clydesdale Financial Services will use a credit scoring or other automated decision making system when assessing your application. Clydesdale Financial Services will also add to your record with the credit reference agencies details of your agreement with us, the payments you make under it, any default of failure to keep to its terms and if you give us false or inaccurate information and Clydesdale Financial Services suspect fraud, Clydesdale Financial Services will record this. These records will be shared with other organisations and used by us and them to: help make decisions about credit and credit related services such as insurance for you and persons with whom you are financially linked; trace debtors, recover debt, prevent money laundering and fraud, and to manage your accounts. For these purposes Clydesdale Financial Services or they may make further searches. Although these searches will be added to your record, they will not be shared with others. Clydesdale Financial Services and the credit reference agencies and fraud prevention agencies will also use the records for statistical analysis about credit and about insurance and fraud. Clydesdale Financial Services may also use information about you to carry out market research. Fraud prevention agencies records will also be shared with other organisations to help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and persons with whom you are financially linked. PLEASE TELEPHONE CLYDESDALE FINANCIAL SERVICES ON FREEPHONE 0800 9708101 IF YOU WANT TO HAVE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES FROM WHOM WE OBTAIN AND TO WHOM CLYDESDALE FINANCIAL SERVICES PASS INFORMATION ABOUT YOU. YOU HAVE A LEGAL RIGHT TO THESE DETAILS. YOU HAVE A RIGHT TO RECEIVE A COPY OF THE INFORMATION CLYDESDALE FINANCIAL SERVICES HOLD ABOUT YOU IF YOU APPLY TO CLYDESDALE FINANCIAL SERVICESUS IN WRITING. A FEE WILL BE PAYABLE. Calls to Clydesdale Financial Services may be monitored for staff training purposes.

YOUR RIGHT TO CANCEL
You have a right to cancel the Clydesdale Financial Services Agreement for up to 14 days after the day on which the agreement is made. You must inform us by writing to us at BuyAtDigitalCentre.co.uk, 6 Pattingham Road, Wolverhampton, United Kingdom, if you wish to cancel. If you do not cancel the Clydesdale Financial Services Agreement within this 14 day period then you will be required to honour your obligations under the Clydesdale Financial Services Agreement in full. If you do cancel the Clydesdale Financial Services agreement within this period, you must repay all credit advanced by us as soon as possible and in any event within 30 days .

Credit facilities provided by Clydesdale Financial Services